Compare car finance options at MG Finance

Car Finance

Product Overview

Finance products

MG Financial Services can help you finance your MG whether it is used or new. You can choose from Personal Contract Purchase (PCP) and Conditional Sale. Visit one of our dealerships or visit the MG website to see the latest deals.

Personal Contract Purchase (PCP)

What is it?

PCP is one of the most popular contract types in the UK and allows you to get a new car after putting down a deposit, choosing your mileage limits and setting up fixed monthly payments. A contract usually last between 24-48 months. 

Find out more about PCP, personal contract purchase at MG Financial Services

End of my agreement

With PCP, you have plenty of options at the end of your contract.

  • You can use your car as a deposit against your new MG
  • Pay your optional final payment and keep your MG
  • Hand your car back with nothing further to pay (subject to mileage, condition and arrears checks)

If you need further information about our PCP car finance solutions please get in touch with your local MG dealer.

Conditional Sale

Conditional Sale allows you to spread the full cost of the vehicle out into fixed monthly payments (for up to 60 months). You can use a small deposit to purchase the car and your monthly instalments are fixed through the length of the contract with us. After you have made your last payment you will then own the vehicle automatically without having to take further action.

Find out more about conditional sale at MG Financial Services

There are no excess mileage fees to pay as you will own the vehicle outright at the end of your contract.